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Cash or points?

Business class, Paris to Rome, for two people. The cash price was fair. The points still won, and then I nearly got the decision wrong anyway. Here is the whole thing, numbers included.

An ITA Airways business class suite, seat and console, on the Paris to Rome flight

ITA Airways business class, Paris to Rome. The seat this is all about.

Start here

Price the cash fare first, for everyone travelling, and write the number down before you look at a single award chart.

That is the whole method. Without the cash number you have nothing to compare the points to, so every redemption looks clever. It is not clever until you know what you avoided paying.

The two numbers
What it cost in cash
$692

both seats, CDG to FCO

What I paid
31,000 pts + $120

same two seats, ITA Airways

Note that the cash price is for both of us, not each. That one detail changes the answer more often than anything else on this page.

What each point was worth
$692the cash price for both seats
minus $120what I still paid in taxes
= $572what the points actually saved me
$572 split over 31,000 points
about 1.8 cents a point

Or: every 1,000 points did about $18 of work.

Rule of thumb: over 1.5 cents a point is a good use. Under 1 cent, just pay the cash and keep the points.

How it was actually booked
01

I priced the cash fare first

$692 for two is the only reason I could judge whether the points were worth spending. Everything after this step depends on having that number.

02

The airline I flew was not the program I paid with

I flew ITA Airways, and I paid with Virgin Atlantic points. Those are two separate things, and once that clicks a lot more seats open up than you expect.

03

One award covered both of us

The $120 was taxes and fees, paid in cash. Always check whether a points price is per person or for the whole booking, because it changes the answer completely.

04

The math said yes, but that is not why I did it

$692 for two is not a bad price at all. I would just rather keep that money for the trip. It spends better in Rome than it does in the air.

A plate of seafood pasta with mussels and prawns at dinner in Rome

This is what the seat money turned into. Dinner, gelato at midnight, and getting back across the city twice.

Check this first
Virgin Atlantic let you book ITA Airways flights when I did this in December 2024. Partner lists change without much warning, so confirm it is still there before you plan around it.
Ask these four before you book anything
01

What is this exact seat costing in cash today?

That is your benchmark, not the points number.

02

Honestly, is that cash price even bad?

Sometimes cash wins and the points are better saved for a trip where they do more work.

03

What are the taxes and fees in cash?

A cheap looking award with a heavy surcharge is not cheap. This single check decides it more often than the points number does.

04

Is that points price per person or for the whole booking?

It changes the answer completely, and it is the easiest one to skim past.

Questions people ask
How many points do I need for business class to Europe?

There is no single number, and anyone quoting you one is guessing. This seat was 31,000 points plus $120 for two people on a short hop. A long haul flight costs far more. The useful question is not how many points, it is how much cash those points are saving you.

Is business class to Europe actually worth it?

On a two hour flight, mostly no, if you are paying full cash for it. The seat gets you there either way. It becomes worth it when the points are doing better than about 1.5 cents of work each, or when the flight is long enough that sleeping flat changes your first day.

Do I have to fly the airline whose points I use?

No. Programs partner with other airlines, which is how Virgin Atlantic points paid for an ITA Airways seat here. Partner lists change, so always confirm the pairing still exists before you build a trip around it.

Want this run for your trip?

I do the research and build you a clear plan and a personalized travel page. You book everything directly. Start with the short travel questionnaire and tell me where you are trying to go.

Start with the travel questionnaire

Prices and partner rules were correct in December 2024, when I booked this. Check anything time sensitive before you rely on it.